The Ussd Code To Check Bank Account Balance and Transfer Funds From One Account To Another The Mobile Banking and Internet Banking Is Very Useful Now A Days For instant Fund Transfer or Check Account Statement Or Balance Available.But In This Post I will Tell You Something New About Banking and Fund Transfer. Now Using USSD Code You Can Easily Check All Your Balance And Transfer Money From One Bank To Another Bank Account Without Internet. So The Requirement For This Is Only The Registered Mobile Number With The Bank account. If You Havn’t Linked Your Mobile Number Till Now Than Goto You Branch and Link Your Mobile Number To Your Bank Account and Enjoy Ussd Banking Without Internet.
For This You Don’t Need Any Internet To Transfer Money To Other Account Or Check Your Available Balance.See Full Details About *99# Banking Service.
Requirements To Use *99# USSD Codes To Check Balance and Money Transfer Without Internet
- Mobile Number Linked With Bank Account: Your Mobile Number From Which You Are Dailing Ussd Should Must Be Registered With Account.So Goto Branch and Register Your Mobile Number
- Mobile Banking : The mobile banking service should be enabled in your account to access NUUP services. If it is not enabled, visit your branch to register yourself for mobile banking.
- Supported Banks For USSD Banking Without Internet: The State Bank Of India [SBI], HDfC, ICICI,Axis Bank and BOB[Bank of Baroda] Supports *99# Ussd Banking.
- For Sending Money To Other Bank Account Only IFSC Code and Its Account Number Needed
- 1 How To Use Ussd Code For Balance Check and Money Transfer
- 2 Charges and transaction limit for NUUP
What You Can Do With *99# USSD Banking
- Balance enquiry
- Mini statement
- Funds transfer using IFSC and Account number
How To Use Ussd Code For Balance Check and Money Transfer
Step 1: Dial Ussd Code *99# with your registered number and wait for 3-5 seconds.
Step 2: Enter the three letter abbreviation of your bank name or first four-letter of bank IFSC or first two digits of bank’s numeric code and hit send or call button.
Step 3: You will see some options for the services. It can be different for different banks. These options are-
- Account Balance
- Mini statement
- Send money using MMID
- Send Money using IFSC
- Send money using Adhar Number
- Show MMID
- Change M-PIN
- Generate OTP
From here, the process will be different for every service.
Account Balance Ussd Code
Use this service to know your account balance. Enter 1 and hit send or call button. You will see the available account balance on screen.
Mini Statement Using *99# Banking Service
This service will display the mini statement of your account. Enter 2 in the input box and submit. You would see the mini statement on the confirmation screen.
Send money using MMID
This service is used for funds transfer using MMID and mobile number. MMID (Mobile Money Identifier) is a code given to you by the bank when you register for mobile banking.
Enter 3 in the input box of NUUP menu and submit.
In the next menu, Enter beneficiary mobile number, MMID, amount and remarks (optional).
Now, you will see another menu. Enter your mobile banking M-PIN and last four digits of your account number (optional) and submit. You will see a confirmation message.
Send Money using Account Number
You can send money using the beneficiary account number and IFSC. If the beneficiary is not registered for mobile banking, this option becomes useful. Enter 4 in the input box of NUUP menu and submit. In the next menu, enter the beneficiary account number, IFSC, amount and remarks (optional). Enter your mobile banking M-PIN and last four digits of your account number (optional) and submit. A confirmation screen showing success response will be displayed.
Send money using Adhaar Number
If the Adhaar number is linked to the beneficiary account, then you can transfer money using Adhaar number. Enter 5 and submit to access next menu. Enter beneficiary Adhaar number, amount and remarks (optional) and click submit to go to the next step. Enter your mobile banking M-PIN and last four digits of your account number and submit to transfer money. A confirmation screen showing success response will be displayed.
Note: Banks may ask additional information for better security such as last four digits of your account number and your mobile banking user id
MMID is a code allotted to you by the bank when you register for mobile banking. You can check your MMID using NUUP menu. Enter 6 in the input box and submit. The next screen will show your MMID along with a confirmation message.
You can also change your mobile banking M-PIN using NUUP. Enter 7 and hit submit to go to the next step. Enter your old M-PIN, new M-PIN and confirm M-PIN. Submit to change your M-PIN. A confirmation screen will be shown saying your M-PIN changed successfully.
NUUP also has an option to generate OTP. Enter 8 to generate OTP and submit. In the next screen, enter your mobile banking M-PIN and submit again. Your OTP will be generated and shown to you along with a confirmation message in the next screen.
Charges and transaction limit for NUUP
The telecom service providers will charge to use NUUP services. The TRAI has set a maximum limit of ₹ 1.50/ transaction. However, you should contact your telecom service operator to confirm exact charges. The transactions limit for NUUP is set to ₹ 5000 per transaction by Reserve Bank of India (RBI).
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